QuiLoan (Access small loan fast)

QuiLoan allows pre-registered borrowers access small cash loans between #1,000 and #10,000 to meet pressing/urgent or embarrassing needs by simply applying on https://citycore.com.ng/app. You can now obtain a cash loan delivered within 24 hours to your bank account with no collateral required.

Benefits of accessing Quiloan?

It affords you the opportunity of meeting those small financial emergencies such as payment of subscriptions (TV, Phones, PHCH etc), fuel your car, family emergencies, weekend emergencies, salary delay, transport, payment of emergencies that can’t be deferred and many more. QuiLoan won’t allow those small bills disgrace you.

  • Fill out QuiLoan application on https://citycore.com.ng/app
  • Get a loan approval response within 24 hours
  • Get funds in your account
  • Loan offers on QuiLoan range from #1,000 to #10,000 to help you settle those small embarrassing bills.

    The initial maximum loan available to QuiLoan customers is #10,000

    QuiLoan payment duration is between 15 and 30 days. The maximum payback duration is 30 days

    The loan offer is what we can provide to you at the time of application. As you build a credit history with us, this will vary and increase in the future.

    Making your repayments on time enables you to quickly build a strong QuiLoan credit history. This may allow you to borrow larger sums at cheaper costs in future. Also cultivating a saving culture by signing up for one or more saving/investment plan enables you access higher loans at cheaper cost.

    QuiLoan is accessed within 24hours after your QuiLoan loan has been approved. Your first loan can however be delayed to afford us ample time to access your credit history, verify your contact information and conduct a background check with your consent. The more you pay your QuiLoan loans early, the faster it becomes to access higher and subsequent loans.

    In order to qualify for QuiLoan loan, you must:

  • be at least 22 years of age
  • have a verifiable and regular source of income
  • you must reside in our area of coverage
  • No, as long as you have filled QuiLoan online application and you fall into QuiLoan approved customers, you are not required to visit the office. Once approved, funds are disbursed into your bank account

    You do not need any collateral to receive a QuiLoan.

    Interest on your first two QuiLoan loans is charged daily at 1%. The interest payable is pay as you go, meaning we charge only for days you use the loan.

    You can repay your loans by;

  • Issuing a post date cheque
  • Filling a direct debit mandate/set-off
  • You can also pay your QuiLoan via bank deposit, transfers, etc
  • You are advised to take a QuiLoan only if you are reasonably certain you have the means to repay within the agreed period. If you fail to settle your QuiLoan as at when due, it can attract serious consequences such as:

  • Default charges.
  • Forcing us to employ legal means to recover our money
  • Involving external collection agencies
  • Causing you embarrassment at your workplace/residence
  • Blacklisting you by reporting your details with credit bureau which will impair your ability to get credit in the future
  • Any other means we can employ to recover our money
  • You can repay all or part of your loan before the due date and at anytime.

    Quiloan is currently available only in Port Harcourt Nigeria

  • We verify workplace/business address
  • Residential address
  • We conduct financial checks to determine capability
  • QuiLoan application can be rejected due to a number of reasons such as:

  • Inadequate information to make a lending decision
  • You have a poor credit history
  • You did not pay your previous QuiLoan loan
  • You do not meet our lending criteria
  • Whatever the situation, we recommend checking the site constantly, as the criteria of these decisions are constantly refined.

    Funds are automatically received within a few minutes of receiving disbursement confirmation. We recommend checking that the bank account provided is a personal account, as we do not process transfers to 3rd party account.

    It's important for us to send your funds to your preferred account, as quickly as possible. We request bank account details as that is where we will disburse funds to, if approved. Please note that this must be a preferred personal bank account in your name not company’s name.

    Quiloan is currently available on all devices that can access the internet. All you need is to visit our website and click on log in to get started.

    We request your BVN as this is used to verify that the individual applying for a quiloan is the same person as the owner of the provided bank account. This is to ensure that your bank details cannot be used to apply for a loan without your authorization incase a 3rd party has access to your account details. Please note: Your BVN does not provide access to your account. If in doubt, we encourage you to confirm this from your bank before you proceed.

    Notifications are automatically sent via SMS/email immediately after your loan application is sent. If you have not received either of these, please check the “Loans status” menu on the website page to confirm the current status of your request.

    Contact

    • Suite 205 Unity Bank Building,
      3 Azikiwe Road, Port Harcourt, Rivers State.
    • +234(0)9060000245
      +234(0)9060000246
    • info@citycore.com.ng

    Brochures

    View our financial prospectus brochure for an easy to read guide on all of the services offer.


    This is generated automatically for our client and also serves as a means for which the system uses to identify you. This can also be called an account number with us. It is displayed on the website, sent via SMS when your loan is approved, and will always be in all e-mails we send to you. It can also be found by logging into your page on the website.

    You can update your banking details and information on our webpage.

    If you have a running loan with us and need to update or change certain details, please contact us via our helpline provided on our webpage.

    Please log into your account on our webpage to view all details concerning your loan.

    This is very important as to enable us receive your loan repayments as of when due. At Quiloan, we understands that this is a very delicate information, so we have taken all necessary precautions and secured our platform with world-class encryption and security technology to protect your information.

    This may be due to a number of reasons:

  • You have insufficient funds in your account. Please ensure you have at least NGN 100 in the account linked to the card for setup to be successful
  • You haven't fully activated your card for online transactions. For card activation instructions please contact your bank for proper guideline
  • Details entered may be incorrect: please check the card number, expiry date and CVV provided to be sure all information is valid
  • You are attempting to setup a card already in use by another customer
  • If you want to make a payment prior to your due date, please make use of the 'Loan Payment' button, found on the Loan Management page.

    You should ensure that your account to be deducted is funded before your due date for successful payments, or repay your loan using the 'Make a Repayment' button on the webpage as this automatically updates your account.

    If you have made a cash transfer, please be sure to include your full name and client ID in the transfer description/narration so your account can be reconciled swiftly. Payments without these details can experience additional delays. After you make the payment, please send us message with the following details:

  • Amount Paid
  • Date Paid
  • Location
  • Time
  • Client Name and ID
  • Bank account funds were transferred to
  • The name/details indicated on the description/narration of the transfer
  • Mode of repayment (bank deposit, Mobile transfer, ATM transfer etc)
  • Please note: Repayments made via cash transfer will be updated on our platform within 1 - 2 business days of receiving your email.

    You can re-apply for another loan within 24 hours as soon as your previous loan is cleared. This may qualify you for higher credit at a lower rate.

    Due dates are fixed when your loan is approved. We do not reschedule due dates, so please ensure you comply with the repayment schedule in order to continue having this service available to you.

    With Quiloan your information is always secure. When you provide us with information, your privacy becomes our top priority - our loan agreements are always kept confidential.

    Quiloan understand the need for privacy. But this can only be violated when reporting a loan defaulters to an authorized Credit Bureaus. It is therefore important to ensure that you repay your loan on time so your credit history is not negatively affected. If you make timely repayments, this increases your chances of accessing credit from financial institutions in future.

    A credit bureau is a company that collects and maintains individual credit information and sells it to lenders, creditors, and consumers in the form of a credit report. They typically work with financial institutions and other creditors to collate this data, which means, your performance on previous reported accounts impact your ability to obtain loans or other financial services in future. The more loans you repay on time, the better your credit history gets. With this, you'll be able to access better loans at cheaper rates.

    Feel free to reach out to us at info@citycore.com.ng